UK Decline | Live UK Debt, NHS, Migration and Economy Data

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UK National Debt — Live Estimate

£2,879,500,000,000

Borrowed since you opened this page

£0

Every second you read this, the number grows

Your share of the national debt: calculating… · 33.5M taxpayers

£4,432

Per second

£265,920

Per minute

£15.96m

Per hour

£382.9m

Per day

£139.8bn

Annual borrowing

Debt level: ONS BKQK · Borrowing rate: ONS J5II (PSNB) · Updated monthly ~20th by ONS

Since you opened this page… the UK has spent:

£0

Borrowed

£0

Welfare

£0

Debt Interest

£0

Foreign Aid

£0

Asylum Hotels

£0

Fraud & Error

£0

NHS Agency Staff

Potholes Filled

£0

Net Zero Spend

£0

Renewable Subsidy

All figures derived from official UK statistics, forecasts or annual accounts · Rates calculated per second · Resets at midnight

📈 Live Spend Counters — Accumulated Since MidnightDerived from official annual totals or forecasts

🏛

Total Welfare Spend Today

£0

£352.8bn/year · ~£11,180/sec · 2026-27 OBR welfare forecast including state pension uprating and the removal of the UC two-child limit from 6 April 2026

OBR March 2026 EFO · Table 4.6 · 2026-27Forecast

💵

Debt Interest Paid Today

£0

£109bn/year · ~£3,455/sec · More than the entire transport, housing and environment budget. Pure dead money.

ONS · MonthlyMonthly

🕵

Public Money Lost to Fraud Today

£0

£55bn+/year · ~£1,744/sec · DWP, HMRC and wider public sector fraud, claimant and official error (NAO)

NAO · AnnualAnnual

🏠

Asylum Accommodation Cost Today

£0

Derived run-rate from the latest Home Office annual spend evidence and the Home Affairs Committee asylum accommodation report · Covers hotels, barges and dispersal housing rather than hotels alone

Derived from annual cost evidenceAnnual

🔗 Pages & Tools

Pages explored 0/0

Sections explored 0/0

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Tax & Duty

Income tax, NI, fuel duty breakdown

👤

Birth Year Compare

UK then vs now, auto-updated from live data feeds

⚖

UK vs Europe

Country scorecards for debt, prices, work, safety and crowding

📍

Regional Decline

346 local authorities mapped by deprivation, crime & poverty

🔍

Local Lookup

Postcode view for NHS, crime, sewage and council benefits pressure

📈

Regional Benefits

Universal Credit, benefit cap and child low-income table by local authority

♿

PIP & Disability

PIP, Daily Living, Mobility, enhanced awards and DLA by local authority

✈

Foreign Aid Tracker

Monthly cached ODA spend and top funded programmes

🏭

PFI Database

Contracts, repayments and long-tail taxpayer bills

🛠

Failed Projects

Red-rated schemes, overruns and government write-offs

💰

Benefits & Welfare

UC calculator, salary equivalent and welfare-vs-tax gap

🗺

Street View Decline

Submit, rate and browse visible before-and-after decline reports

What decline would you like to explore?

📉 Economic Rot● Live = fetched from ONS API on load

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📈

Inflation Rate (CPI)

3.0%

Year-on-year · Target: 2% · Forecast to re-accelerate toward 4% by mid-2026 as energy bills rise again

ONS MM23 · MonthlyLoading

🛒

Cost of Living Up for X% of Adults

56%

Adults saying their cost of living rose in the last month. Food prices and energy bills still dominate the squeeze.

ONS Opinions and Lifestyle Survey · MonthlyMonthly

⚖

Debt as % of GDP

93.6%

Approaching 100% for the first time since the early 1960s. Costs £109bn/yr just to service. Every new spending pledge adds to this.

ONS PUSF · MonthlyLoading

🏭

Bank of England Base Rate

3.75%

Down from 5.25% peak · Still the highest sustained level since 2008 · Adding ~£300/month to an average mortgage vs 2021

Bank of England~8x per Year

🚬

Annual Govt Borrowing (PSNB)

£139.8bn

Rolling 12-month PSNB · Auto-calculated from ONS J5II · Directly drives the live debt clock above

ONS J5II · MonthlyLoading

💸

UK Tax Burden

37.1%

% of GDP in tax · Highest level in 70 years · Up from 32% in 2010 · OBR forecasts it hitting 38% by 2028

OBR · Twice yearlyBiannual

💰

Real Wages vs 2008

+£11/wk

Inflation-adjusted, the average UK worker earns barely more per week than in 2008 — 17 years of wage stagnation

ONS KAB9 · MonthlyLoading

💥

Business Insolvencies 2025

23,938

Record high since records began in 1960 · Up from 17,000 pre-COVID · Construction, retail and hospitality worst hit

Insolvency Service · AnnualAnnual

👤

Personal Insolvencies 2025

126,240

Up 7% year-on-year · Includes IVAs, DROs and bankruptcies · One person going insolvent every 4 minutes on average

Insolvency Service · AnnualAnnual

📊

10-Year Gilt Yield

4.7%

Cost of long-term UK government borrowing · Highest since 2008 · Every 1% rise = ~£23bn more interest per year

Bank of EnglandDaily

💵

PFI Bill This Year

£10.64bn

Annual PFI/PF2 charges still due in the current charge year across live contracts.

HM Treasury PFI/PF2 annual summaryAnnual snapshot

💰

PFI Still To Pay

£128.37bn

Scheduled PFI/PF2 liabilities still to come from this year onward, spread across hospitals, schools, roads and defence.

HM Treasury PFI/PF2 annual summaryAnnual snapshot

📈

Built For vs Payback

£49.55bn -> £276.36bn

Official capital value compared with scheduled lifetime repayments. Shows how small build values can turn into long-tail taxpayer bills.

HM Treasury PFI/PF2 annual summaryAnnual snapshot

🗑 Government Waste & FailureYour money. Gone.

▾

✈

Foreign Aid Spent Today

£0

UK spent £14bn in ODA in 2024 · ~£443/sec · Second only to the US globally · Paid while the NHS collapses and food banks surge · NAO 2025

NAO / FCDO · Annual accountsAnnual

🏠

Home Office ODA Spend Today

£0

Home Office spent 17% of the UK ODA budget — £2.38bn in 2024 — classifying asylum seeker support as “foreign aid” · ~£75/sec

NAO FCDO Overview 2024-25Annual

💵

COVID Loan Fraud Written Off

£4.9bn

Government has written off £4.9bn in fraudulent Bounce Back Loans · Total fraud & error in COVID schemes: £22bn · Recovery expected to take decades

NAO / British Business Bank · AnnualAnnual

🏡 Councils Under PressureOfficial MHCLG stress signals

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⚠

Councils Under Statutory Intervention

The latest official MHCLG list shows 6 councils under statutory intervention.

MHCLG Exceptional Financial SupportSnapshot

📊

Council Spending Above Budget

+1.7%

England’s latest 2025-26 council service spending forecast is 1.7% above the original budget, with total service expenditure at £141.1bn.

MHCLG Quarterly Revenue UpdateQuarterly

🏘

Council Tax Rise (Latest)

+4.9%

Average Band D council tax in England is now £2,392 for 2026-27, up £111 on the previous year.

MHCLG Council Tax levelsSnapshot

💵

Total EFS Bailout Value

£0

Combined in-principle Exceptional Financial Support listed for councils in the latest official release.

MHCLG Exceptional Financial SupportSnapshot

🏆

Largest Single EFS Bailout

£0

Largest single in-principle EFS allocation in the latest MHCLG release.

MHCLG Exceptional Financial SupportSnapshot

🔁

Councils on Repeat EFS

Authorities appearing in both the previous and latest EFS support lists.

MHCLG Exceptional Financial SupportSnapshot

📉

Council Overspend Cash Gap

£0

Cash gap between forecast service spend and original council budget in the latest quarterly return.

MHCLG Quarterly Revenue UpdateQuarterly

💸

Band D Tax Cash Increase

£0

Annual cash increase in average Band D council tax from the latest official release.

MHCLG Council Tax levelsSnapshot

🏆 Britain's Broken ScorecardMeasurable outcomes of policy failure

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🌐

UK G7 Growth Forecast Ranking

6th / 7

IMF forecast ranking for 2031 real GDP growth · UK 3rd of 7 in the latest full G7 projection set

IMF World Economic Outlook · ForecastForecast

📈

GDP Per Capita vs 2019

-0.7%

The UK economy is smaller per person than before COVID · Real living standards have fallen despite 5 years of policy promises

ONS ABMI · QuarterlyLoading

📉

Monthly GDP Growth

+0.2%

Month-on-month GDP change · UK has averaged near-zero monthly growth since 2022 · Flatlining at best

ONS MGDP · MonthlyLoading

📊

Retail Sales Volume

-0.3%

Month-on-month change in retail sales volume · Consumers spending less in real terms as wages fail to keep pace

ONS EAFV · MonthlyLoading

🏪

High Street Shops Closed This Year

~35 chain stores close per day · 12,804 closed in 2024 · Net loss 3,802 stores after openings · Business rates doubled Apr 2025

Centre for Retail Research · AnnualAnnual

🗣

Britain's Top Complaints

88% / 82% / 69%

Cost of living, NHS and the economy remain the big three issues, with immigration, crime and housing just behind.

ONS Opinions and Lifestyle Survey · MonthlyMonthly

✈ Immigration & AsylumThe most searched topic on UK decline

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📊

Net Migration (Latest)

204,000

Latest official ONS release: year ending June 2025 · Down from record peak of 944,000 (June 2023) · Still around 4x the pre-2019 norm

ONS · QuarterlyQuarterly

⛰

Net Migration Peak (2023)

944,000

All-time record · Year to June 2023 · Equivalent to adding a city the size of Birmingham to the population in 12 months

ONS · Historical recordRecord

🚩

Small Boat Crossings (YTD)

5,136

Year-to-date arrivals from the Home Office operational daily series · This is the freshest immigration feed on the page · Long-term trend remains far above the early years of the series

Home Office · Daily seriesDaily

🗺

Migrants Detected (Last 7 Days)

Latest rolling 7-day Home Office total.

Home Office · Daily seriesDaily

⛵

Boats Detected (Last 7 Days)

Latest rolling 7-day Home Office boat count.

Home Office · Daily seriesDaily

🏠

Asylum Seekers in Hotels

30,657

People housed in hotel accommodation in the latest published Home Office asylum-system release · Down from the 2023 peak but still a major cost pressure

Home Office asylum statistics · QuarterlyQuarterly

💰

Total Asylum Hotel Cost

£15.3bn

Expected asylum accommodation contract cost across 2019-29 in the latest Home Affairs Committee report · Includes hotels, barges and wider accommodation, not hotels alone

Home Affairs Committee · 27 Oct 2025Annual

📤

Asylum Backlog

64,426

People awaiting an initial asylum decision in the latest published Home Office asylum-system release · One of the clearest indicators of system congestion

Home Office asylum statistics · QuarterlyQuarterly

🌐

Visas Granted (Latest Year)

3.03M

Total visitor, transit and non-visit entry-clearance visas in the latest full Home Office year · Useful high-level read on overall system volume

Home Office · QuarterlyQuarterly

🇺🇧

British Citizens Who Left (Latest)

252,000

Long-term emigration of British nationals in the latest ONS migration release · Helps show that migration pressure is not only about arrivals

ONS · AnnualAnnual

🏠 Housing Crisis

▾

📊

House Price to Earnings Ratio

8.3x

A home costs 8.3x the average annual salary · In 1997 it was 3.5x · London: 12x · Worst since ONS records began

ONS Housing Affordability · AnnualLoading

👨‍👧‍👦

Children in Temp Accommodation

175,990

All-time record · Up 16% year-on-year · Many living in B&Bs and hostels · 145,800 in unsuitable housing

MHCLG · QuarterlyQuarterly

🏡

Households in Temporary Accommodation

134,760

30 September 2025 · Record level · Up 7.0% year-on-year

MHCLG statutory homelessness · 30 September 2025Snapshot

🛏

Children in B&B Over 6 Weeks

1,670

30 September 2025 · Families housed in B&B beyond the legal 6-week limit

MHCLG statutory homelessness · 30 September 2025Snapshot

🏠

Rough Sleepers

4,793

Nov 2025 annual snapshot · All-time record · Up 11% year-on-year · True hidden homelessness estimated 10x higher

MHCLG · AnnualAnnual

🔎

Homes Built vs Population Growth

234k

234,000 homes built in 2024/25 · Target 300,000 · Population growing by ~500,000/year · Shortfall growing every year

MHCLG · AnnualAnnual

👷 Employment & Welfare

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📉

Unemployment Rate

4.4%

~1.5M people out of work · Rising from post-COVID low of 3.5% · Forecast to peak at 5.2% in 2026

ONS LMS · MonthlyLoading

🎓

Youth Unemployment (16-24)

14.1%

~660,000 young people · 3x the adult average · Never returned to pre-2008 levels · NEET rate stubbornly high

ONS LMS · MonthlyLoading

🧾

Economic Inactivity

22.2%

9.4M working-age adults not in work and not seeking work · Record high · Long-term sickness biggest driver

ONS LMS · MonthlyLoading

💳

Universal Credit Claimants

7.51M

All-time record · Up from ~3M pre-2020 · ~3M are in-work claimants — employed but paid too little to live on

DWP · QuarterlyQuarterly

👣

PIP Claimants

3.68M

Personal Independence Payment · Up 66% since 2020 · Fastest-growing benefit · Adding £4.9bn/yr to welfare bill

DWP · QuarterlyQuarterly

🍎

Food Bank Parcels / Year

2.6M

Trussell Trust 2024/25 · Up 94% vs 2019 · Excludes hundreds of independent food banks · 1 in 50 people in UK used a food bank

Trussell Trust · AnnualAnnual

👤

Claimant Count

1.87M

Claiming unemployment-related benefits · Up from 1.26M pre-COVID · Rising steadily since mid-2023

ONS LMS · MonthlyLoading

🏥 Health & Society

▾

💊

NHS Waiting List

7.22M

Referral-to-treatment pathways · Pre-COVID: 4.2M · 62.6% within 18 weeks vs the 92% standard

NHS England RTT · 2026-02Monthly

⏳

Ambulance Response (Cat 2 Avg)

36 min

Target: 18 mins · 2x over target · Heart attacks and strokes · Some areas averaging 60+ minutes

NHS England · MonthlyMonthly

🔧

NHS Dentist Access

1 in 3

1 in 3 adults cannot get an NHS dental appointment · 40M NHS dental treatments carried out in 2024 vs 60M pre-COVID · 29M adults not registered

NHS BSA · AnnualAnnual

🚑

NHS Agency Staff Cost Today

£0

~£3.3bn/year · ~£104/sec · Temporary and agency staff filling gaps at 3-5x the cost of permanent staff

NHS England · AnnualAnnual

🚨

A&E 4-Hour Performance

65.8%

Target: 95% · Only 65.8% seen within 4 hours · Worst sustained performance on record · 2.4M patients wait over 4 hours per year · NHS England

NHS England · MonthlyMonthly

🥾

Cancer 62-Day Wait

67.4%

Target: 85% · Only 67.4% start cancer treatment within 62 days of urgent GP referral · Consistently missed since 2015 · NHS England

NHS England · QuarterlyQuarterly

🔍

Check Your NHS Area Now

Postcode Lookup

Open the Local Lookup to check your nearest NHS trust, local A&E performance, routine treatment waits and cancer numbers in one place.

Local LookupOpen Tool

👴

GP Wait Over 2 Weeks

27.3%

27.3% of GP appointments booked 15 or more days in advance · Record proportion of deferred bookings · Access worsening every year · NHS Digital

NHS Digital · MonthlyMonthly

👨‍⚕️

NHS Unfilled Posts

96,541

~96,500 vacancies across NHS England · Approximately 1 in 11 NHS posts unfilled · Nursing and allied health professions hardest hit · NHS Digital

NHS Digital · QuarterlyQuarterly

🔫

Knife Crime (Police Recorded)

50,430

Year ending Sep 2025 · Selected knife or sharp instrument offences including homicide · Down 8.6% vs previous year

ONS Crime appendix tables · Year ending Sep 2025Snapshot

⚡ Net Zero & Energy CostsThe bill you never agreed to

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🏭

Net Zero Spent Today

£0

OBR forecasts £30bn/yr in government net zero spending — ~£951/sec — energy transition, subsidies, CfD contracts, EV infrastructure. You pay for it all.

OBR Fiscal Risks 2025Annual

💲

Renewable Subsidies Spent Today

£0

£25.8bn/yr — ~£818/sec — Contracts for Difference, ROCs and Feed-in Tariffs paid to wind and solar operators, funded via your electricity bill

REF / Ofgem · AnnualAnnual

⚡

OBR Total Net Zero Cost to 2050

£803bn

Total fiscal cost of net zero 2025–2050 per OBR · £803 billion of public money committed without a public vote · ~£24,000 per UK household

OBR Fiscal Risks Jul 2025OBR

💡

Green Levies on Your Energy Bill

£280/yr

£280/yr direct green levy on every household energy bill · Total hidden green cost including network charges: £900+/yr · 40% of your electricity bill is green policy

REF / Telegraph May 2025Annual

🏠

Ofgem Price Cap Apr 2026

£1,641/yr

Typical household energy bill · Down from £1,923 peak (Oct 2023) · Still 2.3x the pre-2021 average of £700/yr · Forecast to rise again in Jul 2026

Ofgem · QuarterlyQuarterly

📈

Total Renewable Subsidies Since 2002

£220bn

£220 billion in renewable energy subsidies paid since 2002 · Accelerating every year · Entirely funded via consumer bills — not from general taxation

REF Apr 2025Annual

🔌

Wind Farm Constraint Payments

£1.2bn

Paid to wind farms in 2024 to switch OFF when the grid doesn’t need the power — £1.2bn/yr — you pay wind farms to produce electricity AND to stop producing it

National Grid ESO · AnnualAnnual

⚔ Military DeclineFewer people, fewer ships, fewer aircraft

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💀

UK Regular Forces Since 1960

-74%

Since the end of National Service in 1960, the number of UK Regular Forces personnel has fallen by 74%. The RAF is down 82%, the Royal Navy 67%, and the Army 71%.

House of Commons Library / MOD · 2025Historical

🛡

Army Trade-Trained Strength

70,300

Full-time trade-trained soldiers at 1 October 2025. Down 1.5% year-on-year, with the Army still struggling to stop trained people leaving faster than it replaces them.

MOD quarterly service personnel · 1 October 2025Quarterly

✈

Fixed-Wing Aircraft

504

Military fixed-wing platforms at 1 April 2025. This is the lowest total I could verify in the MOD equipment series back to 2017.

MOD equipment and formations · 1 April 2025Annual

🚢

Escort Warships Left

Just 6 destroyers and 8 frigates left in service. Britain had 19 escorts in 2020. The core surface fleet has kept shrinking.

Commons Library fleet briefing · 27 November 2025Snapshot

🚣

Royal Navy Fleet Since 2000

-33%

A memorandum to MPs said the Navy's ship and submarine fleet had shrunk by around a third since 2000, increasing pressure on what is left.

Parliament / NAO memorandum · 2000 to 2017Historical

💥

Amphibious Assault Ships

HMS Albion and HMS Bulwark were both retired by March 2025, leaving the Royal Navy without an amphibious assault ship in service.

Commons Library fleet briefing · March 2025Snapshot

🌾 Agriculture & Food SecurityFarm viability, confidence and labour stress

▾

📉

Farms Failing to Make a Profit

21%

More than one in five farms in England failed to make a profit in 2024/25. That is the pressure sitting underneath every food-security promise.

Defra Farm Business Income · 2024/25Annual

⚠

Farmers Not Confident About the Future

72%

Farmers on 72% of holdings said they were not at all confident that scheme and regulation changes would lead to a successful future for farming.

Defra Farmer Opinion Tracker · April 2025Snapshot

🔧

Need to Change Farm Business

76%

Farmers on 76% of holdings said they are already changing their business or expect they will need to within the next five years.

Defra Farmer Opinion Tracker · April 2025Snapshot

👷

Agricultural Workforce (England)

279,000

People working on agricultural holdings in England at 1 June 2025, down 1.9% year-on-year as the sector keeps thinning out.

Defra agricultural workforce · 1 June 2025Annual

⏳

Farmers Aged 65+

40%

Four in ten farmers in England were aged 65 or over in 2025. The succession problem is now part of the food-security problem.

Defra agricultural workforce · 1 June 2025Annual

🏭 Infrastructure & Environment Decay

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🚼

Road Repair Backlog

£16.7bn

ALARM 2025 survey · Up 42% in a decade · Would take 10 years to clear at current funding levels

ALARM Survey · AnnualAnnual

🖕

Potholes Filled This Year

1.9M filled/year · ~5,205 per day · Average cost £53 each · Yet the backlog still grows every year

ALARM Survey · AnnualAnnual

🚶

Sewage Dumped in Waterways

3.62M hrs

2024 Environment Agency data · 464,056 individual spill events · Anglian Water up 64% · South West Water worst per km

Environment Agency · AnnualAnnual

🔒

Prison Population

87,332

72% of prisons overcrowded · Early releases due to lack of space · Projected to hit 103,600 by 2030 with no new prisons built

MoJ · MonthlyMonthly

💥

UK Productivity Growth

+0.8%

Output per hour worked · Stagnant since 2008 — the longest period of stagnation in 200 years of UK economic records

ONS · QuarterlyQuarterly