Total Welfare
£0
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Your household
Dependent children living with you.
Children: ages 5, 5, 5Edit
Children under 10 can share. Children under 16 of the same sex can share. Others need separate bedrooms. Children aged 10 or over with unspecified sex use separate bedrooms. No names are collected.
Benefit-cap exemption
The earnings exemption is calculated automatically. Check other exemptions and grace periods.
Your housing
Private rent support depends on your area and bedroom allowance.
Uses the Local Housing Allowance limit for private renting.
Bedroom allowance uses the ages and sex entered below.
Housing support is limited to the lower of your rent and the selected LHA rate.
- · -Waiting for rates.
Bedroom allowance and London cap
Choose an override for an overnight carer, disability or another bedroom exception. LHA is limited to four bedrooms.
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Work and childcare
Enter your pay and hours. Your estimate updates as you make changes.
£12.71
37h
Both incomes count towards the UC taper. Income tax is calculated for each person.
Childcare costsNone entered
£0
Count children using registered childcare covered by UC. The one-child or two-or-more-child reimbursement limit applies to this count.
Registered childcare and eligible work are required. Check the eligibility rules.
Welfare spending and policy backgroundOfficial figures, policy changes and calculation assumptions.
6 April 2026: the two-child limit is gone, the wider benefit cap is not
From 6 April 2026, the two-child limit is removed from Universal Credit. The wider household benefit cap remains. Some households may qualify for more than they receive after the cap is applied.
Since You Opened This Page
£0
Welfare vs PAYE
£0
Households Affected Before Removal
0
Already In Work
Full New State Pension
£0
🔥 Who was blocked
🔥 Who Was Blocked Before 6 April 2026
Official DWP claimant statistics on the two-child limit, April 2026
Households Affected
0
Universal Credit households with a third or subsequent child born on or after 6 April 2017.
Children In Those Homes
0
Total children living in households affected by the policy before it was removed.
Already In Work
0
Households affected by the limit that were already working, undercutting the lazy idea that this was only a worklessness story.
Also Benefit-Capped
0
Households hit by both the old two-child rule and the still-live household benefit cap.
📈 Welfare vs tax
📈 Welfare vs Tax
Official OBR forecast tables
Cash Totals
What You Can Say Without Cheating
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📆 6 April changes
📆 Policy And Current Rates
Two-child limit removal and current benefit rates
Two-Child Limit Removed
£0
Extra annual UC child support restored for every additional child beyond the old limit.
Pathway Out Of Poverty
0
Children the government press release said the legislation would put on a pathway out of poverty in the final year of this Parliament.
Household Benefit Cap
£0
Monthly family cap outside London. Earnings and other exemptions can remove the cap.
Child Benefit Still Stacks
£0
Weekly Child Benefit for the eldest child, plus a lower weekly rate for every additional child.
New State Pension
£0
Weekly full new State Pension at current rates.
Work Allowance With Housing
£0
Monthly earnings ignored before UC starts tapering away for eligible households that also get housing support.
Open Methodology And Caveats
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The out-of-work package includes standard UC, child elements, housing support and Child Benefit. It does not include UC childcare support because that support is tied to being in paid work.
The in-work comparison estimates monthly take-home pay from annual gross pay, then applies the current 55% UC taper and work allowances from GOV.UK. Both partners’ wages count. Income Tax uses the region selected. Pension contributions, savings, other income, sanctions, disability additions and transitional protection are not modelled. This is a household comparison, not a complete entitlement check.
Official housing mode uses current Local Housing Allowance tables and bedroom-sharing rules. Single adults aged 35 or over use the one-bedroom rate. Enter child ages and sex, and override the bedroom allowance for an eligible exception. Enter actual rent to limit housing support to the rent paid.
The benefit cap applies to both scenarios unless the earnings threshold or an exemption applies. Declare other exemptions or a grace period using the checkbox. Childcare reimbursement requires eligible work or an exception and is excluded from the cap. The Child Benefit tax charge uses the higher earner’s estimated annual pay.